CHAMPVA is designed to cover which group of individuals?

CHAMPVA, or the Civilian Health and Medical Program of the Department of Veterans Affairs, is specifically designed to provide health care benefits to the dependents of veterans who are permanently and totally disabled due to a service-related condition or who have died from such a condition. This program is tailored to cover the dependent spouses and children of these veterans, ensuring they have access to necessary medical care.

The focus on dependent spouses and children of veterans highlights the program’s mission to support families who are affected by the service and sacrifice of military members. By providing comprehensive coverage, CHAMPVA serves to alleviate some of the financial burdens associated with healthcare for these individuals, allowing them to benefit from various medical services and treatments.

In contrast, the other groups mentioned do not align with CHAMPVA's intended purpose. Low-income individuals and families may qualify for Medicaid or other assistance programs, while active military personnel are covered under TRICARE. Lastly, the elderly population above the age of 65 generally falls under Medicare for their healthcare coverage.