What happens to Medicare eligibility when a person continues to work after age 67?

When a person continues to work after the age of 67, Medicare typically becomes secondary insurance if the individual is covered under an employer's health plan. This situation occurs because, under Medicare rules, when someone is actively working and covered by a group health plan from their employer or a spouse's employer, that plan is often considered the primary provider. Medicare serves as a supplementary option to help cover additional costs not covered by the primary plan.

It's important to note that eligibility for Medicare itself does not change simply due to continued employment; individuals remain eligible for Medicare regardless of their employment status. Therefore, the primary insurance depends on whether the employment is linked to a group health plan, thus making Medicare secondary in such cases. Understanding this interplay can guide individuals in making informed decisions about their health insurance options as they plan for and navigate their retirement years.