What is a key feature of electronic submissions of insurance claims?

The key feature of electronic submissions of insurance claims is that they can be sent to a clearinghouse or directly to the payer. This method streamlines the process of claims submission significantly compared to traditional paper files. By using electronic systems, healthcare providers can submit claims more quickly and efficiently, reducing the time it takes for claims to be processed and payments to be made.

Additionally, sending claims electronically allows for the potential integration of automated checks and validations, ensuring that the inappropriately filled claims are flagged before submission, enhancing the overall accuracy and reducing rejection rates. This option represents a modern advancement in how claims are handled in the healthcare system.

The other options describe methods or characteristics that do not align with the advantages of electronic submissions. For instance, electronic claims are not printed and mailed; they are inherently designed to be submitted through digital means. Further, they typically offer improved accuracy over paper claims due to the elimination of manual entry errors. Lastly, while certain forms may require patient signatures, electronic submissions do not universally necessitate this, as the verification process can often be handled electronically or in another manner.