Who is responsible for providing primary insurance if parents are divorced?

In situations where parents are divorced, determining primary insurance responsibility often falls to the court. The legal documents established during the divorce proceedings, such as custody agreements or divorce decrees, may specify which parent is responsible for providing health insurance coverage for their child. This decision is based on various factors, including the financial circumstances of each parent and the best interests of the child.

While considerations such as which parent has better coverage or shared responsibility may come into play informally, the court's ruling provides a definitive framework that ensures adherence to legal and financial obligations. This ruling aims to protect the child's access to necessary health care while clarifying financial responsibilities for both parents.